LIC AAO 2026
LIC Assistant Administrative Officer Recruitment — Complete Official Handbook: Notification, Syllabus, Age Eligibility, Salary Hierarchy & Cut-Off Analysis.
Official LIC AAO Portals & Candidate Document Preparation
SarkariPaper strictly directs aspirants to primary government commission portals for online registration, fee payment, and official corrigenda. Use our client-side tools below to prepare required photo and signature dimensions before applying.
LIC AAO 2026 Overview
LIC AAO (Assistant Administrative Officer — Generalist, IT, Chartered Accountant, Actuarial, and Legal) is the premier officer-level examination conducted by the Life Insurance Corporation of India — the country's state-owned insurance giant.
LIC AAO 2026 offers approximately 300 officer vacancies. The selection process is structured into three phases: Preliminary Examination (100 questions in 60 minutes with qualifying English section), Main Examination (300 marks objective covering Reasoning, Quantitative Aptitude, General Knowledge, Insurance & Financial Market Awareness + 25 marks Descriptive English typing), followed by a Personal Interview (60 marks).
Selected AAO officers hold Group 'A' executive positions with a basic pay of ₹53,600 and a monthly in-hand compensation of ₹75,000–₹88,000 in Class 'A' cities. In addition, officers receive defined contributory pension benefits, group insurance, medical facilities, and executive loan privileges with high public respect and structured promotion ladders to Administrative Officer (AO) and Divisional Manager cadres.
LIC AAO 2026 Important Dates
| Notification Release | 1 July 2026 |
| Application Opens | 15 July 2026 |
| Application Last Date | 10 August 2026 |
| Tier 1 Exam Date | 25 September 2026 |
| Official Website | https://licindia.in |
LIC AAO Eligibility Criteria 2026
Educational Qualification
Bachelor's Degree in any discipline from a recognized Indian University or Institution
Age Limit
21–30 years (as on 1st January 2026)
OBC: +3 years, SC/ST: +5 years, PwD: +10 years
Nationality
Indian Citizen
Check Your LIC AAO Eligibility
Official Norms: OBC: +3 years, SC/ST: +5 years, PwD: +10 years
LIC AAO Selection Process
Phase 1 — Preliminary Examination: 100 marks, 60 minutes (English is qualifying only)
Phase 2 — Main Examination: 300 marks Objective + 25 marks Descriptive (English Essay/Letter)
Phase 3 — Personal Interview: 60 marks
Pre-Recruitment Medical Examination
LIC AAO Exam Pattern 2026
Phase 1: Preliminary Examination
| Subject | Questions | Marks |
|---|---|---|
| Reasoning Ability | 35 | 35 |
| Quantitative Aptitude | 35 | 35 |
| English Language (Qualifying nature) | 30 | 30 |
| Total | 100 | 100 |
Phase 2: Main Examination
| Subject | Questions | Marks |
|---|---|---|
| Reasoning Ability | 30 | 90 |
| General Knowledge & Current Affairs | 30 | 60 |
| Data Analysis & Interpretation | 30 | 90 |
| Insurance & Financial Market Awareness | 30 | 60 |
| English Language (Letter Writing & Essay) | 2 | 25 |
| Total | 122 | 325 |
LIC AAO Syllabus 2026
Full Syllabus →Insurance & Financial Market Awareness
Data Analysis & Interpretation
Reasoning Ability
Download the complete LIC AAO topic-wise syllabus PDF →Premium (₹199/yr)
LIC AAO Posts — Which is Best?
LIC AAO offers 1+ posts across different departments. Here's a comparison to help you decide your target post before filling the form.
| Post | Salary | Promotion |
|---|---|---|
Assistant Administrative Officer (Generalist) Officer Scale I TOP PICK | ₹75,000 – ₹88,000 | medium |
LIC AAO Salary Structure
Salary varies based on post, city tier (X/Y/Z) for HRA, and DA rate. Figures above are indicative for 2026 DA rates.
LIC AAO Cut-off Marks & Predictor
All Cut-offs →Check Your Selection Probability
Input your raw marks & shift details for instant normalized score estimate and category rank band prediction.
LIC AAO 2025 Tier 1 Cut-off
Cut-offs vary by post. Detailed post-wise cut-offs (2015–2026) available withSarkariPaper Premium →
LIC AAO Preparation Strategy
Phase 1: Prelims Quant & Reasoning Speed (Month 1–2)
- ›Master DI and high-level reasoning sets since only Quant and Reasoning scores decide Prelims qualification
- ›Ensure minimum qualifying marks in English (9–10 marks)
- ›Study the history of LIC, insurance principles, and IRDAI regulations for Phase 2
- ›Read monthly insurance and banking bulletins
Phase 2: Insurance Awareness & Descriptive Typing (Month 3)
- ›Memorize insurance terminology, policy features, and recent IRDAI guidelines
- ›Practice writing descriptive essays and official letters within 30 minutes on computer keyboard
- ›Solve advanced Caselet and Missing DI sets daily
- ›Attempt full-length 300-mark Mains simulated mocks twice a week
LIC AAO Frequently Asked Questions
Is English marks counted in the LIC AAO Prelims merit list?▼
What is the weightage of Insurance Awareness in LIC AAO Mains?▼
What is the starting in-hand salary for an LIC AAO officer?▼
Priya Sharma
✓ Verified ExpertSenior Banking & Teaching Exam Analyst · 7+ Years in Banking & Teaching Exam Research
Priya is a seasoned exam analyst with over 7 years of experience analyzing banking, insurance, and national teaching examinations. She specializes in syllabus deconstruction, score normalization trends, and IBPS, SBI, and CTET cut-off projections.